Comparison
MyLoanBook vs Track My Trail
Track My Trail is an established trail-analysis tool that reads commission statements and shows brokers lost and gained trail, top clients and lender volumes. MyLoanBook covers the same analysis from aggregator statements and adds a back-book workflow alongside your CRM: clawback windows, review scheduling, a manual repricing board and staged client-contact tools. If you want the software to turn the numbers into this week's retention work and track the outcome, that is where MyLoanBook is aimed.
| Capability | MyLoanBook | Track My Trail | Basis |
|---|---|---|---|
| Reads aggregator commission files | Yes | Yes | Both parse commission exports. MyLoanBook supports multiple formats and adds an unrecognised statement format within 24 hours through assisted onboarding. |
| Month-on-month lost and gained trail | Yes | Yes | Core feature of both products. |
| Lender concentration and top clients | Yes | Yes | Both report by lender and client. |
| Clawback window tracking with days remaining | Yes | Partial | MyLoanBook places every loan on a clawback timeline with alerts; Track My Trail's public material focuses on trail movement rather than clawback exposure. |
| Review scheduling from settlement and expiry dates | Yes | No | Not described in Track My Trail's public feature list at the time of review. |
| Repricing board (kanban) with outcomes | Yes | No | Not described in Track My Trail's public feature list at the time of review. |
| Email and SMS client communications | Partial | No | MyLoanBook currently includes reusable email and native-phone SMS handoff; provider delivery and two-way communication are planned. Not described in Track My Trail's public feature list at the time of review. |
| Book valuation | Yes | Partial | Track My Trail publishes a free calculator; MyLoanBook provides a core estimate from the uploaded file with adjustable multiples. |
| Free trial or free tier | Partial | Yes | Selected MyLoanBook founding users may receive up to 60 days free and anyone can view the worked lost-trail example. A 30-day no-card trial is planned for the paid stage; Track My Trail advertises a free plan. |
| Aggregator statement support | Yes | Yes | Track My Trail lists multiple aggregators. MyLoanBook supports multiple formats and offers 24-hour setup for an unrecognised statement layout. |
Choose MyLoanBook if
- You want the analysis to turn into a weekly call list, a manual repricing pipeline and a client-contact workflow, not just a report.
- Clawback exposure is a real cost in your book and you want every loan's window tracked.
- You want an unrecognised aggregator statement format added through assisted 24-hour setup.
Choose Track My Trail if
- You only want trail analysis and already have a CRM that handles reviews and follow-ups.
- You want immediate self-service for a listed statement format rather than assisted onboarding.
- You want a permanent free plan with no founder-led onboarding.
Frequently asked questions
Can I use both?
Yes. Both read the same statement, and some brokers run two tools while they decide. The overlap is the trail analysis; the difference is what happens after it.
Is this comparison independent?
No, MyLoanBook wrote it. Every competitor claim is based on public material at the date shown and is linked in the sources; if something is out of date, tell us and we will correct it.
Related
Last reviewed 15/09/2026 · Verified against lender material 05/09/2026
Sources: Track My Trail website (accessed 05/09/2026), Track My Trail tools page (accessed 05/09/2026)